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Cash Management

We get it. You're Busy. And we're right here.

Running a business is hard enough without having to worry about the administrative tasks too. Let us customize a solution for you with our variety of cash management* options.

Net24 Cash Management

  • View balances and current transactions
  • View the front and back of current checks and deposit slips
  • Verify deposits and withdrawals
  • View prior months bank statements
  • Transfer funds between CNB accounts
  • Place stop payments
  • Send/receive secure messages to/from CNB
  • Pay bills electronically or by check from your account
  • Submit Wires
  • Submit ACH Direct Deposit Payroll
  • Submit ACH Debits
  • Submit Federal Tax Payments

Need help with Cash Management? Click on the button below for Cash Management support.

Smart Pay Express

With Smart Pay Express,  small businesses have access to an easy-to-use solution for online payments and donations. We'll get to know you and your business and will determine the right mix of solutions for you.

Merchant Services

CNB Bank offers card payment solutions for small to medium sized businesses through our partner, Elite Card Processing.  
Elite Card Processing LLC was founded on the principles of providing exceptional service at a great rate. Through our on-going partnership with Elite, we'll be able to help your business for years to come.
  • Credit card processing
  • Check verification and guarantee services
  • Online Solutions
  • Customized loyalty and gift card programs
  • Wireless processing
  • Retail point-of-sale equipment
  • Mobile processing


The CNB Citadel Marketplace program offers you a unique opportunity to enjoy the safety of millions of dollars in FDIC insurance, potential to earn interest regardless of account type, and consolidate multiple bank relationships into a single, comprehensive cash management account.  Whether you are seeking to insure your cash for your family, your business, or public funds, no other account offers you more flexibility than this program.  Click below for more details and contact your banker to set up an appointment.

*Cash Management Solutions are subject to approval.
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Customized Solutions.

We'll develop the right combination of products and services to help your business work for you. 

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You are not alone.

For over 85 years, we have been your financial partner and have been committed to providing customized solutions for businesses.