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CDs & IRAs

We're right here to help you maximize your earnings.

 
It’s time to step up your savings game. No matter what your savings goals, CNB Bank’s personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs) provide you with a variety of ways to help you achieve them faster.
 
Earn more with competitive rates that helps your money grow backed by the services and expertise of our banking specialists.
 

CD Rates

 
Product Minimum Balance   Compounding Interest Rate  *APY
7 to 30 Days $500.00 Daily
0.05% 
0.05%
91 Days $500.00 Daily 0.05% 0.05%
6 Months $500.00 Daily 0.10% 0.10%
8 Months $500.00 Daily 0.30% 0.30%
12 Months* $500.00 Daily 0.15%  0.15% 
13 Months $500.00 Daily 0.40% 0.40%
18 Months* $500.00 Daily 0.25%  0.25% 
24 Months* $500.00 Daily 0.25%  0.25% 
26 Months
(1 Time Bump)
$500.00 Daily 0.40%  0.40% 
30 Months $500.00 Daily 0.40% 0.40%
36 Months* $500.00 Daily 0.25% 0.25%
42 Months
(1 Time Bump)
$500.00 Daily 0.40% 0.40%
60 Months* $500.00 Daily 0.40% 0.40%
 
*APY = Annual Percentage Yield
 Rates are effective 05/15/2020. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.
 

IRA Rates

Product Minimum Balance Compounding Interest Rate APY*
18 Month Flex N/A Daily  0.25% 0.25% 
*APY = Annual Percentage Yield
Rates are effective 05/15/2020. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.
A penalty may be imposed for early withdrawal. Rate may change after the account is opened.