elderly couple doing taxes
CDs & IRAs

We're right here to help you maximize your earnings.


It’s time to step up your savings game. No matter what your savings goals, CNB Bank’s personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRAs) provide you with a variety of ways to help you achieve them faster.
 
Earn more with competitive rates that helps your money grow backed by the services and expertise of our banking specialists.
 

Check out our new CD Special

Special terms and conditions apply.
Please see details below**

CD Rates


Product Minimum Balance   Compounding Interest Rate  *APY
7 to 30 Days $500.00 Daily
0.05% 
0.05%
91 Days $500.00 Daily 0.05% 0.05%
6 Months $500.00 Daily 0.10% 0.10%
12 Months* $500.00 Daily 0.15%  0.15% 
13 Months $500.00 Daily 0.25% 0.25%
18 Months* $500.00 Daily 0.25%  0.25% 
24 Months* $500.00 Daily 0.25%  0.25% 
25 Months** $25,000 Daily 1.25% 1.26%
26 Months
(1 Time Bump)
$500.00 Daily 0.40%  0.40% 
30 Months $500.00 Daily 0.40% 0.40%
36 Months* $500.00 Daily 0.25% 0.25%
42 Months
(1 Time Bump)
$500.00 Daily 0.40% 0.40%
60 Months* $500.00 Daily 0.40% 0.40%

*APY = Annual Percentage Yield
 Rates are effective 07/18/2022. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.
 
Special 25 Month CD Terms and Conditions
**The stated Annual Percentage Yield (APY) is valid for a 25 month CD opened with a minimum of $25,000 when you have a new or existing recurring direct deposit to a new or existing CNB checking account within 90 days of the certificate opening date. A new CD opened without a recurring direct deposit to a CNB checking account is 1.01% APY with a one-time .25% increase to become effective within one business day following the day a recurring direct deposit is made to the CNB checking account. Interest compounds daily and credits monthly. At maturity the 25 month CD will automatically renew at a new 24 month term and rate in effect at the time of renewal. Account is subject to early withdrawal penalties. Rates valid beginning 7/18/22 and subject to change at any time. 
 

IRA Rates

Product Minimum Balance Compounding Interest Rate APY*
18 Month Flex N/A Daily  0.25% 0.25% 
*APY = Annual Percentage Yield
Rates are effective 07/18/2022. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.
A penalty may be imposed for early withdrawal. Rate may change after the account is opened.