Residential Lending

In-House Residential Loans

Make it yours.

With our In-House Mortgage Loan, your loan will stay at CNB Bank. We have a variety of terms to help us find the right solution for you.

  • Portfolio Loans
    • Fixed and Adjustable Rates Available
  • Construction Loans
  • Land Loans
  • Non-Conforming Property Loans
  • Bridge Loans
  • Blanket Loans

Secondary-Market Residential Loans

Make it yours.

The secondary mortgage market helps to make credit equally available to all borrowers across all geographical locations.

With an underwriter on our team, we'll be able to find the right product for you and follow your loan through the whole process.

  • Variety of terms
  • VA
  • USDA
  • West Virginia Housing Development Fund (WVHDF)

Construction Loans

Make your dream home yours.

You're customizing your dream home, let us customize your home loan. We'll work side-by-side with you and your builder through the entire process.

Our constructions loans offer a one-time closing from construction to permanent financing.

Home Equity Loans

Make it yours.

Are you finally getting around to that home improvement project? Do you want the peace of mind of having access to your equity?  Let us customize a home equity solution to help make the costs more manageable and ease your mind.

  • Home Equity Loans
  • Home Equity Lines of Credit
  • Contact us for terms and rates

Land Loans

Found the perfect piece of land?  We'll handle the rest.

Whether you've found raw, improved, or sub-divided land, we have the loan for you.

First-Time Homebuyers

Make it yours.

Your first home purchase is one of the biggest decisions you'll ever make. Let our experienced mortgage team guide you through the process.

  • 100% Financing
  • USDA
  • West Virginia Housing Development Fund (WVHDF)

Professionals Program

Make it yours.

Doctors, accountants, attorneys, business owners, and more. You work hard all day long. Let us handle finding the right mortgage for you.

  • 100% Financing
  • Minimum Credit Score applies
  • No Private Mortgage Insurance (PMI)
  • Primary or Secondary Residence


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Routing Number 052204359

NMLS #681652

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Call 800-754-4128

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