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CDs & IRAs

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CD Rates

Product Interest Rate *APY
91 Day 0.50% 0.50%
6 Month 2.47% 2.50%
7 Month1** 3.54% 3.60%
12 Month 1.00% 1.00%
13 Month2** 3.39% 3.45%
17 Month Secure Flex CD3 3.10% 3.15%
18 Month 3.20% 3.25%
24 Month 1.49% 1.50%
25 Month Bump4** 2.96% 3.00%
30 Month 1.49% 1.50%
36 Month 1.49% 1.50%
60 Month 1.49% 1.50%

All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.

*APY = Annual Percentage Yield

Rates are effective 4/27/2026. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

**Promotional rates. 

1Upon maturity the 7 month CD automatically renews to a 6-Month CD at the prevailing rate.

2Upon maturity the 13 month CD automatically renews to a 12-Month CD at the prevailing rate.

3Upon maturity the 17 month CD automatically renew to a 12-Month CD at the prevailing rate and this CD Product allows for a one-time penalty-free withdrawal on whole or partial amount. Contact banker for details. 

4Upon maturity, the 25-Month CD will automatically renew into a 24-Month CD at the prevailing rate. This account includes a one-time rate increase option, allowing you to request an adjustment to the current rate offered for this product during the term. Please contact us to exercise this option..

 


IRA Rates

IRAs can be written in any CD term listed above, in addition to the offerings below. 

Product Balance Tier  Interest Rate APY*
Money Market IRA
$1000.00 to $4,999.99
0.05%
0.05%
  $5,000.00 to $24,999.99 0.35% 0.35%
  $25,000.00 to $49,999.99 0.50% 0.50%
  $50,000.00 & Over 0.60% 0.60%
17 Month Secure Flex CD IRA*** $500.00 & Over 3.10% 3.15%

Interest is compounded daily.

*APY = Annual Percentage Yield

***Upon maturity the 17-month CD IRA automatically renews to a 12-Month CD at the prevailing rate and this CD Product allows for a one-time penalty-free withdrawal on whole or partial amount. Contact banker for details. 

Rates are effective 4/27/2026. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

A penalty may be imposed for early withdrawal. 

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