Residential Mortgage Banking

Make it yours.

Whether you're buying your first home, making a move, building from the ground up or putting your home's equity to work, CNB Bank is here to help.

Our experienced mortgage team combines local knowledge, personalized service and a variety of financing options to help you move forward with confidence.

What can we help you do?

Every homeownership journey looks a little different. Start with what you're looking to accomplish, and explore the financing options available to help you get there.

Buy or Refinance a Home

Whether you're purchasing your next home or refinancing your current one, we'll help you explore mortgage options that fit your needs.

CNB offers both in-house and secondary-market residential mortgage options, giving you access to a variety of financing solutions with guidance from a local mortgage banker.

Buy Your First Home

Buying your first home is exciting — and there's a lot to consider along the way. Our mortgage team can help you understand the process, explore available financing options and know what to expect from application through closing.

Build a Home

Building gives you the opportunity to create a home that's truly your own. CNB's construction financing can help you move your project forward, with a local team available to guide you throughout the process.

Purchase Land

Found the property where you want to build or invest for the future? CNB offers land financing to help you take the next step toward making that property yours.

Use Your Home's Equity

The equity you've built in your home can be a valuable financial resource. A Home Equity Loan or Home Equity Line of Credit (HELOC) may help with home improvements, major purchases, education expenses and other financial needs.

Community Heroes

We appreciate those who serve and strengthen the communities we call home. CNB's Community Heroes Mortgage Program offers special home financing benefits for eligible community heroes.

Contact one of our Mortgage Bankers to see if the Community Heroes Mortgage Program could help make your path to homeownership a little easier.

Residential Mortgage Options

More ways to make your move.

When you're buying or refinancing a home, your CNB mortgage banker can help you determine which type of financing may be the right fit for your situation.

In-House Residential Loans

With an in-house mortgage, your loan stays right here with CNB Bank. These loans can provide additional flexibility for borrowers whose financing needs may not fit traditional secondary-market guidelines.

Secondary-Market Residential Loans

CNB offers access to a variety of secondary-market mortgage programs, giving qualified borrowers additional options when purchasing or refinancing a home.

Your CNB Mortgage Banker can help you compare available programs and understand which options may fit your needs.

Not Sure Where to Start?

You don't have to know which mortgage product you need before talking with us.

Tell us what you're hoping to accomplish, and one of our mortgage bankers can help you understand your options, answer your questions and guide you through the next steps.