Account Details

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Money Market

Product	Minimum Balance	Interest Rate	APY*
Money Market	$1,000.00 to $4,999.99	0.05%	0.05%
	$5,000.00 to $24,999.99	0.35%	0.35%
	$25,000.00 to $49,999.99	0.50%	0.50%
	$50,000.00 & OVER	0.60%	0.60%

Rates effective 01/01/2024.

Savings Accounts

Product	Qualifications	Interest Rate	APY*
Kasasa Saver	12 debit card transactions eStatements Online Banking		0.50% APY on balances up to $10,000
Statement Savings	No monthly service charge with maintained minimum balance	0.05%	0.05%
Christmas Club	No monthly service charge	0.05%	0.05%

Rates effective 01/01/2024.

CD Rates

Product	Interest Rate	APY*
7 to 30 Days	0.50%	0.50%
91 Days	0.50%	0.50%
6 Months	3.20%	3.25%
10 Months	4.16%	4.25%
12 Months	1.24%	1.25%
13 Months	3.92%	4.00%
18 Months	3.92%	4.00%
24 Months	1.49%	1.50%
26 Months (1 Time Bump)	1.49%	1.50%
30 Months	1.49%	1.50%
36 Months	1.49%	1.50%
42 Months (1 Time Bump)	1.49%	1.50%
60 Months	1.49%	1.50%

All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.

*APY = Annual Percentage Yield

Rates are effective 01/01/2024. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

IRA Rates

Product	Interest Rate	APY*
18 Month Flex	1.24%	1.25%

Interest is compounded daily.

*APY = Annual Percentage Yield
IRAs can be written in 12, 18, 24, 26, 30, 36, 42, or 60 month terms in addition to the 18-month Flex IRA.

Rates are effective 01/01/2024. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

Account Details

We're right here to help you maximize your earnings.

Money Market

Savings Accounts

12 debit card transactions

eStatements

Online Banking

No monthly service charge with maintained minimum balance

CD Rates

IRA Rates

Rates are effective 01/01/2024. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

A penalty may be imposed for early withdrawal. 18-month Flex IRA rate may change after the account is opened.

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