Introducing the Thrive Checking Account

Discover the ultimate in financial freedom with CNB Bank's new Thrive Personal Checking Account. Designed to grow with you, this account offers a host of exceptional benefits tailored to help you maximize your earnings and manage your finances with ease. By signing up, you will receive the following benefits:

• Limited-Time Offer: Open a Thrive Personal Checking Account today and earn $200† when qualifying requirements are met.
• Unlimited Transactions & Check Writing: Enjoy the flexibility of unlimited transactions and check writing, ensuring you can manage your finances without constraints.
• Minimum opening deposit of $10,000 required.
• Maximize your earnings with our attractive interest rates:
• 4.25% APY* for balances between $0 and $50,000.
• 2.00% APY* for balances over $50,000.
• Interest Qualification Requirements: To qualify for these premium interest rates, simply opt for e-statements and ensure you have an ACH Direct Deposit of at least $500 during the statement cycle. If these requirements are not met, the entire balance in the account will earn an APY of 0.03%.
• Monthly Compounded Interest: Watch your savings grow with interest compounded and credited to your account monthly.

Embrace the power of a checking account that works as hard as you do. Thrive with CNB Bank and unlock your financial potential today!

*$10,000 minimum opening deposit required. Minimum balance fee of $25.00 will be imposed every statement cycle if the daily balance falls below $10,000 on any day of the statement cycle. Balances up to and including $50,000 receive APY of 4.25% and balances over $50,000 earn 2.00% interest rate on the portion of the balance over $50,000, resulting in a range from 4.25% to 2.02% APY depending on the account’s balance. To qualify for each interest rate paid on the applicable tiers after the first two statement cycles you must be receiving e-statements and have an ACH direct deposit of at least $500 in a single occurrence during the statement cycle. If not, the full balance in the account will earn an APY of .05%. A daily balance of $10,000 must be maintained in the account each day to obtain the disclosed APY. Fees may reduce earnings. The interest rate and APY may change on the account anytime at our discretion. Annual Percentage Yield (APY) valid as of publication date 01/13/2026 and subject to change without notice. Thrive Personal Checking available to new money to CNB Bank at the three CNB Bank Hagerstown locations.

† To receive the $200 bonus, you must open a new Thrive Personal Checking account and satisfy all qualification requirements within the first ninety (90) days of account opening. To qualify, the account holder must be enrolled in e-Statements and receive at least one (1) ACH direct deposit of $500 or more in a single statement cycle during the qualification period. The bonus will be credited to the account after ninety (90) days from account opening, provided all requirements are met. Bonus may be reported as interest and is subject to IRS reporting. Limit one bonus per customer. Existing Thrive Personal Checking customers are not eligible. Offer subject to change or termination at any time.