If you’ve been dreaming about upgrading your kitchen, finishing your basement, or finally replacing that worn-out roof, a Home Equity Line of Credit (HELOC) from CNB Bank can help you bring those plans to life—without draining your savings.

Your home is one of your biggest investments. A HELOC, or Home Equity Line of Credit, lets you borrow against the equity you’ve built and reinvest it right back into your property through qualified home improvements. Whether you need to tackle a major renovation or a series of smaller updates, a HELOC gives you flexible access to funds when you need them most.

What Is a HELOC for Home Improvements?

A HELOC is a revolving line of credit that uses your home’s equity as collateral. Unlike a traditional loan, a HELOC allows you to draw funds as needed, often at lower interest rates than other types of borrowing. At CNB Bank, we offer HELOCs specifically for homeowners who want to make meaningful updates to their homes—adding comfort, value, and long-term benefits.

Why Choose a HELOC from CNB Bank?

  • Built for Home Improvements: CNB HELOCs are designed specifically for qualified home improvement projects—from remodels and repairs to additions and energy-efficiency upgrades.
  • Local Expertise: Our mortgage team is local, experienced, and available to guide you through every step—no long waits or out-of-town decision-makers.
  • Flexible Access: Draw only what you need, when you need it, as your project progresses.
  • Add Value to Your Home: Using a HELOC to improve your home not only enhances your living space, it can increase your home’s resale value.

Popular Home Projects Funded by a HELOC

  • Kitchen and bath renovations
  • Roof replacement or repairs
  • New flooring or carpet
  • HVAC system upgrades
  • Window and door replacements
  • Basement finishing
  • Home additions or garage expansions
  • Energy-efficient improvements (insulation, solar, etc.)

How to Get Started

Applying for a HELOC with CNB Bank is easy and transparent. We’ll work with you to evaluate your equity, explain your borrowing options, and provide a personalized solution that fits your project timeline and budget.

Visit your local CNB Bank branch or learn more about our mortgage solutions to get started.

A HELOC from CNB Bank puts your home’s equity to work—so you can create the space you’ve always wanted, with the financing you need. Let’s build something great together.

All HELOC applications are subject to credit approval and eligibility requirements. Terms and conditions apply. Contact a CNB Banker to learn more.