There’s something special about getting behind the wheel of a car you love. Whether it’s your daily commute, weekend road trips, or school drop-offs, your vehicle is part of your everyday life.

But what if you love your car… and don’t love your rate?

That’s where Refi & Ride comes in — helping you explore whether a better rate is within reach.

Keep the Car. Upgrade the Payment.

Refinancing your auto loan isn’t about replacing what you drive; it’s about improving how you pay for it. If interest rates have dropped, your credit has improved, or you simply want a more manageable monthly payment, refinancing could help you:

  • Lower your monthly payment
  • Reduce the amount of interest you pay over time
  • Adjust your loan term to better fit your lifestyle
  • Free up money for the things that matter most

Sometimes, a small change in your loan can make a big difference in your budget.

What Could a Lower Rate Mean for You?

Imagine what you could do with a little extra breathing room each month:

  • Build your savings
  • Plan that weekend getaway
  • Pay down other debt
  • Cover everyday expenses with less stress

Financial confidence isn’t just about numbers—it’s about peace of mind. Refi & Ride is designed to help you feel more in control of your money while keeping the car you already enjoy.

A Simple Process, Backed by Local Service

At CNB Bank, refinancing isn’t complicated. You’ll work with local lenders who understand your goals and walk you through the process step by step. No confusing jargon. No unnecessary hoops.

Just real conversations and personalized solutions.

With rates starting as low as 5.24% APR* for qualified borrowers, now may be a great time to explore your options.

Love Your Car And Your Rate.

If your current auto loan no longer fits your financial goals, you don’t have to stay stuck. Refi & Ride gives you the opportunity to reset, refresh, and move forward with confidence.

Talk to your CNB banker today or learn more at:
👉 https://www.cnb.bank/Personal/Lending/Refi-Ride

Because the right rate can make every drive feel a little better.

*APR = Annual Percentage Rate. Rates as low as 5.24% APR available for qualified borrowers with a credit score of 760+ and 0.25% automatic payment discount from CNB deposit account on a 36-month term. Loan terms from 36–84 months. Rates and terms vary based on creditworthiness, vehicle year, and underwriting. Not all applicants will qualify. Offer subject to change without notice. Member FDIC.