Trust

You’ve spent a lifetime building your legacy.

When you want to protect your loved ones, we're right here.

A properly structured and administered trust can provide the asset protection, financial guidance and tax savings necessary to benefit your heirs or chosen charities for years to come.

CNB Bank’s team of experienced trust professionals can design and administer your family’s trusts acting as trustee, co-trustee or agent for trustee. By managing the complex challenges of passing on your wealth, we can help your beneficiaries enjoy more of it.

Our experienced team can assist with the following types of Trust Services:

Living Trust

A living trust is created to benefit

the grantor during his or her

lifetime with the remaining assets

transferred to beneficiaries upon

the grantor’s death.

Testamentary

A Testamentary Trust,

sometimes called a Trust Under

Will, the decedent’s will instructs

the executor of the estate

to create a trust and the terms

of that trust are included in

the will.

Revocable

Put very simply, a revocable trust

can be revoked or amended

during the grantor’s lifetime.

Irrevocable

An irrevocable trust cannot be changed or revoked once established.

Charitable

Created for the benefit of a non-profit organization or charity.

Special Needs

A type of trust created for a disabled

person, which will not reduce their

public assistance benefits.

Spendthrift

A trust that protects assets

from the beneficiary’s creditor

claims and puts provisions in

placeto prevent the beneficiary

from squandering the assets

of the trust.

Life Insurance

The trust both owns and is

beneficiary of one or more life

insurance policies. When the

insured dies the proceeds are

then managed by the trustee

for the beneficiaries.

Qualified Personal Residence

An individual transfers ownership

of their home to a trust, which

removes it from their estate.

Generation Skipping

Often used to transfer money to

grandchildren but can be created

for any beneficiary at least two

generations junior to the grantor.

Credit Shelter

Funded with an amount up to the

estate-tax exemption.

Meet Our Team

Mike Kasecamp
Email: ckasecamp@cnb.bank
Office: 304-258-7382

Chenoa Everett
Email: ceverett@cnb.bank
Office: 304-258-7360

Dan Stevens
Email: dstevens@cnb.bank
Office: 304-258-7383

Kiara Hess
Email: khess@cnb.bank
Office: 304-258-7402

*Not Insured by FDIC or any Federal Government Agency. Subject to Investment Risk, May Lose Principal Amount. Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.