As the leaves change and we enter the season of balance, it’s a perfect time to fall into financial fitness—and there’s no better place to start than with your credit score. CNB Bank’s Savvy Money tool, powered by Credit Score and More, gives you the insight, monitoring, and guidance you need—all for free.
Why Your Credit Score Matters
A good credit score is more than just a number—it’s a reflection of your reliability with borrowing and plays a key role in everything from mortgage approval to interest rates. A strong score can save you thousands in interest, qualify you for better loan terms, and even impact insurance rates or renting opportunities.
With CNB’s tool, you get:
Daily Access: View your credit score and report anytime through our mobile or online banking.
Live Alerts: Be notified immediately of changes—new accounts, inquiries, address updates, or signs of potential fraud.
Credit Score Simulator: See how actions—like paying down debt or missing a payment—could affect your credit score.
Tailored Recommendations: Understand the key factors impacting your score and receive personalized tips to strengthen it.
This tool does all of this for free, and with soft inquiries only, so checking your score won’t lower it.
Tips for Building and Maintaining Credit Health
As you embrace financial fitness this fall, keep these habits in mind:
Check Regularly – Use CNB’s tool to monitor your credit score and report trends over time.
Track Changes Quickly – If you receive an alert for a new account or activity, act fast to verify or dispute it.
Simulate Scenarios – Use the score simulator feature to visualize how financial moves could impact your credit.
Stay Consistent – On-time payments, wise use of credit, and active tracking help your score grow stronger.
Use Education & Tips – Take advantage of the personalized guidance to target areas for improvement.
Your Credit Score Is Your Financial Snapshot
This fall, lean into financial wellness by knowing your score and taking proactive steps to improve it. With the free, easy-access tools offered in Savvy Money, you’re empowered to monitor, understand, and strengthen your credit—anytime, anywhere.
Start managing your financial fitness today and let your credit score fall into place.